Discover the benefits of becoming an Accredited broker with Teachers Mutual Bank Limited.

Four Divisions – One Accreditation


Firefighters Mutual Bank, Health Professionals Bank, Teachers Mutual Bank and UniBank brand logos.


Accreditation provides you access to all our divisions which have fundamentally the same lending suite, interest rates and policy. The foremost difference between the divisions is the membership eligibility qualifying criteria i.e.: Occupation or University qualification.

Once accredited, in consideration of TMBL products, please ensure you select all four divisions within your Aggregator CRM database to provide your clients a complete representation of TMBL home loan lending opportunities.

Brand Credibility and Community Standing

At Teachers Mutual Bank Limited, brokers and borrowers will find an organisation proud to be related to. We consistently receive over 90% in the Roy Morgan Customer Satisfaction Survey and achieve high Net Promoter Scores. 

Teachers Mutual Bank Limited has become the only Australian company to be recognised as one of 2020’s World’s Most Ethical Companies1 by global body the Ethisphere Institute. 


Competitive upfront and trail commissions, delivered via a highly efficient processes, from day one.


We are a partner within the education sector and the only true national player. Since our initial entry, we have extended our offering to university graduates, the emergency services space (firefighters, police, ambulance and SES employees) and the health industry.

Market Size Opportunity

Across the four divisions captured under the Teachers Mutual Bank Limited banner, the market opportunity size across Australia comprises: 

  • Teachers Mutual Bank: 640,000 employees in the education sector
  • Unibank: 5.3 million university graduates, undergraduates, lecturers etc.
  • Firefighters Mutual Bank: 120,000 employees in the emergency services sector
  • Health Professionals Bank: around 1.5 million professionals in the health industry

National Reach

We provide a genuine alternative to the mainstream banks, offering a complete member and community focus across the nation.

Niche Proposition

We help brokers to actively specialise and market themselves within the essential services sector by sharing our in-depth knowledge of industry-specific factors, which affect final decision processes, such as salary structure (e.g. overtime, allowances) etc.

Product Pricing

Competitive and consistent pricing, which is not differentiated by channel.

Accreditation Requirements

Before becoming accredited with Teachers Mutual Bank Limited, we require that Aggregators and Introducers each fulfil all of their respective accreditation criteria prior to being able to sell our products to their clients.