Accreditation
Discover the benefits of becoming an Accredited broker with Teachers Mutual Bank Limited.
Four Divisions – One Accreditation

Accreditation provides you access to all our divisions which have fundamentally the same lending suite, interest rates and policy. The foremost difference between the divisions is the membership eligibility qualifying criteria i.e.: Occupation or University qualification.
Once accredited, in consideration of TMBL products, please ensure you select all four divisions within your Aggregator CRM database to provide your clients a complete representation of TMBL home loan lending opportunities.
Brand Credibility and Community Standing
At Teachers Mutual Bank Limited, brokers and borrowers will find an organisation proud to be related to. We consistently receive over 90% in the Roy Morgan Customer Satisfaction Survey and achieve high Net Promoter Scores.
Teachers Mutual Bank Limited has become the only Australian company to be recognised as one of 2020’s World’s Most Ethical Companies1 by global body the Ethisphere Institute.
Commissions
Competitive upfront and trail commissions, delivered via a highly efficient processes, from day one.
First-to-market
We are a partner within the education sector and the only true national player. Since our initial entry, we have extended our offering to university graduates, the emergency services space (firefighters, police, ambulance and SES employees) and the health industry.
Market Size Opportunity
Across the four divisions captured under the Teachers Mutual Bank Limited banner, the market opportunity size across Australia comprises:
- Teachers Mutual Bank: 640,000 employees in the education sector
- Unibank: 5.3 million university graduates, undergraduates, lecturers etc.
- Firefighters Mutual Bank: 120,000 employees in the emergency services sector
- Health Professionals Bank: around 1.5 million professionals in the health industry
National Reach
We provide a genuine alternative to the mainstream banks, offering a complete member and community focus across the nation.
Niche Proposition
We help brokers to actively specialise and market themselves within the essential services sector by sharing our in-depth knowledge of industry-specific factors, which affect final decision processes, such as salary structure (e.g. overtime, allowances) etc.
Product Pricing
Competitive and consistent pricing, which is not differentiated by channel.
Accreditation Requirements
Before becoming accredited with Teachers Mutual Bank Limited, we require that Aggregators and Introducers each fulfil all of their respective accreditation criteria prior to being able to sell our products to their clients.
Discover our Aggregate Partners
Want to become an Accredited Teachers Mutual Bank Limited Broker? Find our range of aggregate partners here.
1 The Ethisphere Institute is a global leader in defining and advancing the standards of ethical business practice. The World’s Most Ethical Company assessment is based upon the Ethisphere Institute’s Ethics Quotient (EQ) framework and honours superior achievements in transparency, integrity, ethics and compliance. World’s Most Ethical Companies and ‘Ethisphere’ names and marks are registered trade marks of Ethisphere LLL. www.ethisphere.com